uninsurable

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uninsurable

Health insurance A high-risk person without health care coverage through private insurance who falls outside the parameters of risks of standard health underwriting practices. See Underwriting.
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The threats of uninsurability, deflated property values and halted development plans under redrawn flood maps would hamper economic recovery amidst the largest downturn since the Great Depression," Vining said.
Freedman comments that, in her experience, that cost is generally slight, in the neighborhood of one-half to one percent, and can eliminate uninsurability issues for you as well as for your employees.
This source of uninsurability can stem from asymmetric information between insureds and insurers.