underwriting

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underwriting

Health insurance The process of determining a person's insurability in terms of life, liability, home, and other insurance policies and whether it will accept an application for insurance. See Field underwriting, Medical malpractice underwriting.
References in periodicals archive ?
As another example, the restriction on lending for repayment of securities causes a bank compliance problems when renewing a company's revolving line of credit if a section 20 affiliate has underwritten an offering by that company since the credit was first extended.
For example, many young men are safe drivers and can be underwritten profitably at lower than their existing rates, but unless the classification system provides a way to differentiate these young men, they'll be charged the same rate, and one group will subsidize the other.
In Force: Amount of insurance coverage or the face amount of the policies that an insurer has underwritten.
Personal auto had to be underwritten as a commodity to keep costs down and rates competitive.
According to Bisker, case-based reasoning draws upon data to determine whether a new case is similar enough to others on the books so that it can be underwritten the same way.
"We've underwritten sexual abuse for years and we have lots of information about it; we know what to look for," Glisson said.