underwriting

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underwriting

Health insurance The process of determining a person's insurability in terms of life, liability, home, and other insurance policies and whether it will accept an application for insurance. See Field underwriting, Medical malpractice underwriting.
References in periodicals archive ?
The company generally writes business of about $5,000 in premium and takes on risks, such as semi- or unprotected business and older properties, that other carriers typically don't underwrite. "We tailor deductibles and endorsements and try to build policies to serve customers' needs," said Chadwick, who's been with the company since 1985.
Aegon LTC underwrites about 75,000 policy applications a year.
Safeco underwrites auto policies online through its virtual producer program, which uses "POSUM," a point-of-sale underwriting module, as the business operating system, Lebo said.

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