underwriting

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underwriting

Health insurance The process of determining a person's insurability in terms of life, liability, home, and other insurance policies and whether it will accept an application for insurance. See Field underwriting, Medical malpractice underwriting.
References in periodicals archive ?
Agents can underwrite the risks before they submit the policy, which benefits both agents and customers in different ways.
8) Underwriting and dealing in, to a limited extent, all types of debt and equity securities that a member bank may not underwrite or deal in, except for ownership interests in open-end investment companies ("bank-ineligible securities"); and
5) Underwriting and dealing in government obligations and money market instruments in which state member banks may underwrite and deal under 12 U.
Substantial capitalization and a very strong reinsurance program are required to underwrite due to the high policy limits involved.
Western & Southern Financial Group's iNB system increases the speed with which the Cincinnati-based company can underwrite and issue policies, in addition to helping increase back-office efficiencies.