"We are California Workers' Comp Experts" with a singular focus on self-insurance
is growing, it is by no means for everyone.
We then test for differences in the effect of health risk on self-insurance
across states with stricter pre-ACA limits on rating variation (i.e., more pooling), compared to those that permit broader experience rating.
Growing interest in self-insurance
. And few other insurance sectors are experiencing significant growth.
Some consumer groups, regulators, insurers and others have suggested that very small employers may be making more use of self-insurance
to avoid Affordable Care Act benefits requirements, consumer protection requirements and other requirements.
Since the Affordable Care Act came along, "self-insurance
has been a viable for some small businesses," Ritchie said at the hearing, which was streamed live on the web.
has been popular for some time with larger companies; more than 80 percent of companies with 500 or more employees have self-insured plans, according to the U.S.
The plan avoids some of the taxes created by the ACA and allows employers to customize the kinds of health expenses the self-insurance
plan covers to meet the needs of its workers.
, at its heart, is a matter of risk vs.
The UNC-LITF is a self-insurance
program for professional liability, authorized by state statute.
provisions are considered void as frustrating public policy in certain circumstances in Rhode Island as well as other jurisdictions.
(6) We also present selected results from our microsimulation model pertaining to the decision to self-insure in the presence of stop-loss coverage options, and we find no significant adverse selection in the Exchange market due to self-insurance
after the passage of the ACA.