PROSPER

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PROSPER

Cardiology A clinical trial–Prospective Study of Pravastatin in the Elderly at Risk. See Pravastatin.
References in periodicals archive ?
Despite the efforts of Prosper and Representative Speier, the final bill contains a critical exclusion in Title X with regards to entities currently regulated by the SEC.
190) While only a small consolation for Prosper, it does appear that section 1027 includes a provision that may provide the BCFP some, even if minimal, input with regard to future rules within the P2P lending sector.
194) Specifically, Dodd-Frank has given Prosper some hope of major regulatory reform under section 989F.
209) However, P2P lenders like Prosper and Lending Club face an arduous road if they want to emerge from relative obscurity, ultimately providing socially beneficial services to consumers and becoming capable players in the financial sector.
In the three months ending on June 30, 2010, Prosper reported a net loss of $2.
216) In fact, without dramatic changes, it is possible that both Prosper and Lending Club will be forced to cease operations in the fairly near future.
218) Prosper had significant difficulties with defaulting borrowers in its infancy, and while default rates are improving, they are still too high to substantiate a dramatic increase in loan origination.
The viability of these companies is an important concern for the individual lenders because lenders rely on Prosper and Lending Club to collect payments on the outstanding loans.
In addition to the substantial risks created by factors other than potential borrower default, Prosper also has a large contingent liability for securities law violations from securities issuances dating from the initiation date in February 2006 (228) until October 2008.
While substantial steps have been taken toward improving lender confidence, many mandated by SEC regulation, (235) there are still several safeguards that Prosper and Lending Club could implement and that regulators should require to boost lender confidence.
Prosper and Lending Club should verify the information of every borrower that uses their services.
Secondly, regulators should relax the stringent registration requirements that require each and every consumer loan issued by Prosper or Lending Club to be included in a supplement to the most recent prospectus.