pre-existing condition


Also found in: Financial.

pre-existing condition

Any injury, disease, or physical condition occurring prior to an arbitrary date; usually used in reference to the date of issuance of a health insurance policy. In some cases, a pre-existing condition results in an exclusion from coverage for costs resulting from the injury, disease, or condition.
References in periodicals archive ?
In addition, no one would lose coverage for having a pre-existing condition, nor would they have to forfeit essential health benefits to make their policies more affordable.
Kaiser Family Foundation, about 26 percent of non-elderly Illinoisans have a pre-existing condition.
If you had cancer or diabetes or even a Caesarean section, insurance companies labeled it a pre-existing condition and slapped you with a whopping insurance premium.
Eliminates pre-existing condition protections: The bill allows states to waive the requirement that insurers cover people with pre-existing conditions without charging higher premiums.
After the 2010 passage of the ACA, the industry kept lobbying on the pre-existing condition issue - and this week, the House passed a bill to repeal the ban on insurance companies discriminating against sick people.
Even the most ardent Obamacare detractors admit that they like the part of the law that allows Americans with pre-existing conditions access to healthcare (before Obamacare a pre-existing condition meant insurance companies could deny you coverage).
Pre-Existing Condition investigates destruction and healing within the body and the terrors and pleasures of embodiment.
However, it is a direction worth considering since insurance companies can apply this learning to reassess the pre-existing condition population and create a whole new market.
If people travel with a known medical condition without informing their provider, and need to make a claim as a result of falling ill abroad, then any emergency treatment or hospital costs relating to that pre-existing condition would be excluded, leaving the policyholder to pick up the pieces.
A 40% premium cut and simpler enrollment procedures are two changes the federal government is employing to increase enrollment in the Pre-Existing Condition Insurance Plan, Health and Human Services Secretary Kathleen Sebelius said at a press briefing.
The Pre-Existing Condition Insurance Plan (PCIP) was launched in July 2010 with $5 billion in funding from the Affordable Care Act.