pre-existing condition


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pre-existing condition

Any injury, disease, or physical condition occurring prior to an arbitrary date; usually used in reference to the date of issuance of a health insurance policy. In some cases, a pre-existing condition results in an exclusion from coverage for costs resulting from the injury, disease, or condition.
Medical Dictionary, © 2009 Farlex and Partners
References in periodicals archive ?
An insurer reasonably applied a pre-existing condition provision in denying long-term disability benefits to an employee who was treated during an ERISA plan's "look-back" period for what was believed to be a nerve disorder but turned out to be cancer, a U.S.
Back in February, 20 states (including Arizona)filed the lawsuitseeking to invalidate the three legs of the ACA stool: pre-existing condition exclusions, community rating, and guaranteed issue.
Any pre-existing condition look-back period cannot exceed 24 months.
If you had cancer or diabetes or even a Caesarean section, insurance companies labeled it a pre-existing condition and slapped you with a whopping insurance premium.
After the 2010 passage of the ACA, the industry kept lobbying on the pre-existing condition issue - and this week, the House passed a bill to repeal the ban on insurance companies discriminating against sick people.
Obesity, therefore, can be classified as a pre-existing condition. Nearly 53 million Americans are obese and fall under this pre-existing condition category.
Even the most ardent Obamacare detractors admit that they like the part of the law that allows Americans with pre-existing conditions access to healthcare (before Obamacare a pre-existing condition meant insurance companies could deny you coverage).
The Pre-Existing Condition Insurance Plan (PCIP) was launched in July 2010 with $5 billion in funding from the Affordable Care Act.
That is the amount of money allocated in the Affordable Care Act (ACA) to serve as bridge funding for persons who have been denied healthcare insurance due to a PRE-EXISTING CONDITION.
When a client enters your office to purchase individual health insurance, it can be difficult to find adequate coverage if they have significant pre-existing conditions. Although the recently enacted health care reform bill calls for a ban on pre-existing condition limitations by 2014, that still leaves less-than-healthy consumers up in the air on coverage for the next three to four years.
The health insurance business needs help and while it's true the business is not a kid, it sure has a pre-existing condition.