no-fault insurance


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no-fault insurance

An insurance scheme under which a victim is compensated for an injury without an individual or organization being assigned responsibility, regardless of the cause of the injury
References in periodicals archive ?
The no-fault insurance regulations make providers ineligible for reimbursement when their violations of the cited statutes are more than merely technical and "rise to the level of" a grave violation such as fraud.
(9) After this time, as many as 20 states came to require no-fault insurance, but five subsequently went on to repeal those requirements.
This endorsement excludes liability coverage and any required no-fault insurance for leased autos; that is, any auto that the named insured lessor leases or rents to another under a lease or rental agreement that requires the lessee or rentee to provide primary insurance for the lessor, is not considered a covered auto for liability or no-fault coverages under the lessor's BAP.
Allstate also has filed a $21 million civil suit in the Supreme Court of New York to recover against a no-fault insurance fraud network that allegedly conspired to defraud Allstate through fraudulent billing practices.
A different solution was suggested by another lawyer, Jeffrey O'Connell, J.D., professor of law at the University of Virginia, Charlottesville, who described his Early Offers reform plan as a type of no-fault insurance. Under the plan, within 120 days of a medical complaint, physicians who believe they might be liable would have the option of making an offer to the plaintiff.
This is true of Hawaii, Massachusetts, New Jersey, New York and Connecticut, which repealed its no-fault insurance last year.
During hearings on the former Liberal government's no-fault insurance plan, the NDP presented its policy as an alternative to the Liberal's plan.
According to NCCI President Kevin Ryan, "As the nation's oldest form of no-fault insurance, workers' compensation traditionally has involved a partnership in which employers agree to pay premiums, promote safety and see that employees are reimbursed for medical expenses and lost wages incurred because of their injuries or illnesses, regardless of who is at fault." He added that employees, in turn, give up their right to sue employers when accidents occur, relying on workers' compensation as the exclusive remedy.
The defendant, as assignee of Krull, submitted a claim to the plaintiff insurer for no-fault insurance benefits for the surgery and related care.
The trial court granted partial summary disposition to Home-Owners, ruling that Richard Jankowski could not recover PIP benefits because he was an owner of the vehicle and the vehicle did not carry Michigan no-fault insurance, but also ruling that Janet Jankowski was not excluded from PIP benefits because she was not an owner or an "owner by use." Both parties appealed.
A decision by a workers' compensation insurer to cut off payment for chiropractic care doesn't mean the no-fault insurance carrier is off the hook, the Court of Appeals ruled last week in Rodriguez v.
Republican lawmakers in Michigan, USA, have called for a repeal of the state's no-fault insurance system in order to reduce costs.