insurance

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in·sur·ance

(in-shūr'ans),
Coverage against financial loss, such as from illness or injury, procured by contract from a company or agency that provides such protection.
[Fr., fr. enseurer, to make certain, fr. L. securus, safe, free from care]

insurance

Vox populi A contractual relationship when one party–an insurance company or underwriter, in consideration of a fixed sum–a premium, agrees to pay on behalf another–an insured, or policyholder for covered losses, up to the limits purchased, caused by designated contingencies listed in the policy. See Adoption insurance, Cancer insurance, Catastrophic health insurance, Co-insurance, Comprehensive major medical insurance, Disability insurance, Group insurance, Hospitalization insurance, Indemnity insurance, Major medical insurance, Medical expense insurance, Medicare supplement insurance, National health insurance, Nationalized health insurance, Noncancellable insurance, Personal insurance, Reinsurance, Self-insurance, Workers compensation insurance.

in·sur·ance

(in-shŭr'ăns)
A contractual arrangement whereby one party agrees to indemnify the other against financial or other specified loss during a stated period in the future.

in·sur·ance

(in-shŭr'ăns)
Coverage against financial loss procured by contract from a company that provides such protection.

Patient discussion about insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?

Q. I AM WONDERING ABOUT GETTING HEALTH INSURANCE IS IT EXPENSIVE FOR A FAMILY?

A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here (http://www.ahrq.gov/consumer/insuranceqa/) you can find an official governmental guide to choosing health insurance.

More discussions about insurance
References in periodicals archive ?
* Whether existing rules and/or applicable law permit, or should permit, a liability insurance company and its salaried lawyer employee to sign legal documents and pleadings by the use of traditional appellations used by independent law firms.
In most textbooks, some essential property and liability insurance contracts are covered individually (for example, homeowners insurance, automobile insurance, commercial property insurance, and commercial liability insurance).
Incurred losses of property and liability insurance before deduction of the re-insurance share were Dh14.5 billion.
The Assembly statement explains that garage liability insurance protects garage owners for liabilities arising out of their business operations, while garage keepers liability insurance protects garage owners against liability for damage to vehicles under the garage owner's custody or control caused by specific perils such as fire, theft, or vandalism.
Employee benefits liability insurance is usually provided by endorsement to the general liability policy.
The Maitland, Fla.-based company's Circus and Entertainment Liability insurance includes but is not limited to claim/loss evaluation, consultant services, rare and unusual risks, risk management, annual or short-term coverage, various acts and domestic and/or exotic animal rides and acts.
Currently, there is no coverage for mold in most of today's standard liability insurance policies.
finds that companies reduced their liability insurance limits by an average of 6 percent in 2002.
Certainly, "chaos" is one word that comes to mind when long-term care professionals get together to discuss professional liability insurance. "Confusion" is another, and so is "crisis."
Latimer says that one member facility closed its doors this past September, and that another is "going bare"--operating without liability insurance--because of soaring premiums (see "Is liability insurance an endangered species?" on page 31 in this issue).
That year, he exercised an option under his lawyer's professional liability insurance policy to purchase nonpracticing malpractice insurance coverage to cover him for an indefinite period after retirement against "acts, errors or omissions" committed before retirement.

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