job lock


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job lock

Health care A situation in which a person is in effect–but not in actual fact–forced to remain in a job, due to fear of losing health care coverage or because a future employer's health plan won't cover a medical circumstance–eg, a pre-existing condition, in the employee or dependents. See Pre-existing condition.
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References in periodicals archive ?
older selfemployed individuals are switching to wage-earning jobs, fewer, younger baby boomers (those at 55) are choosing self-employment and the high cost of health insurance is creating a job lock where individuals are hesitant to leave jobs that provide health insurance.
For instance, healthcare reform may free would-be entrepreneurs from job lock.
Two of these fatalities could have been prevented by disconnecting the power and assuring it is off, having each miner on the job lock the power source in the safe position, using his or her personal safety lock and tag to prevent the power from being reenergized.
Job lock refers to the fact that workers are often unwilling to leave a current job that provides health insurance for another position that might not, even if they would be more productive in that other position.
The impact of health on job mobility: A measure of job lock.
And Gatland's take on the job looks to be in line with Lewis' insistence that Gareth Jenkins' successor must want the job lock, stock and barrel rather than see it as second choice to the other vacant coaching jobs with nations like South Africa and New Zealand.
Under this scenario, there will not be a job lock and there will not be a mismatch of worker and job characteristics.
Current HIPAA law was intended to prevent job lock by waiving preexisting condition requirements, he adds.
Economists have produced a handful of studies attempting to detect job lock using nationally representative data and have not arrived at a consensus.
Job lock is expected to be minimized by three changes that are shared by many reform initiatives: universal coverage, standardizing the amount of insurance employers must provide, and instituting community ratings to eliminate rules against pre-existing conditions.
The fundamental economic issue with job lock is the quality of matches between workers and jobs.