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n an organization that bears the financial risk for the cost of defined categories or services for a defined group of beneficiaries. See also third party.

Patient discussion about insurer

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about insurer
References in periodicals archive ?
Last spring, the National Association of Insurance Commissioners' Securities Valuation Office--which is charged with evaluating the quality of insurance company investments--made a ruling that dampened the investment market for hybrid securities for six months, causing the value of investments held by life insurers to fall $1 billion in value.
businesses purchasing insurance from foreign insurers should evaluate whether the FET is being properly paid.
The forum brought together industry leaders, community advocates, and academics in an examination of credit scoring practices by insurers.
While consumers have the ability to shop around for better premiums, insurers improve their standing by investing in the bond market.
A CLASS 2 INSURER that is not a long-term insurer must file a copy of its statutory financial statements and its financial return with the registrar within the six-month period following the close of the financial year to which the statements relate.
Physicians' Suits Against Medical Malpractice Insurers.
Many insurers require certain specialists, such as physical therapists and anesthesiologists, to list their services in 15 minute intervals.
NEW YORK -- A satisfied insurance customer isn't necessarily a loyal one, according to the first World Insurance Report, a groundbreaking international study of over 10,000 insurance customers, insurers and distributors released by Capgemini, one of the world's foremost providers of Consulting, Technology and Outsourcing services and the European Financial Management & Marketing Association (EFMA) today.
Prudent insurers will pay close attention to the scientific debates that surround the issue of global climate change.
This election allows foreign insurers to avoid exposure to the branch-profits tax.
Insurers prefer to fund developers with whom they or another major insurer have existing relationships.
or that insurers do the work of government and be blamed when government fails in its responsibility to make judgments as to what products ought not to be on the market.