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n an organization that bears the financial risk for the cost of defined categories or services for a defined group of beneficiaries. See also third party.

Patient discussion about insurer

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about insurer
References in periodicals archive ?
Life/health insurers and reinsurers, who know a lot about risk management, believe they will be able to manage and emerge from a severe avian flu pandemic better than other businesses.
4371 imposes a FET on certain premiums paid to a foreign insurer not engaged in a U.
Credit scoring by insurers is similar to, but not the same as, credit scoring used by consumer credit agencies, as insurers place different weights on different factors than do credit agencies.
The demand and enthusiasm for bonds is great right now among insurers because it's safe,'' said Dreyfus Neenan, an equities analyst with Morningstar.
The financial return of a class 3 or class 4 insurer must be accompanied each year by the opinion of a loss reserve specialist with respect to the insurer's reserves for losses and loss expenses.
Taxation of foreign-controlled insurance operations: In the case of a foreign insurer having U.
Yeskey's survey also showed another group of insurers packaging some commercial properties and mortgages for sale through real estate investment trusts (REITs), taking back preferred stock and issuing warrants.
In Outrageous Misconduct, Paul Brodeaur wrote: "By 1981, many of the nation's insurers had known for decades that asbestos workers were dying early, but had kept silent while their underwriters wrote policies for workmen's compensation and comprehensive general liability as fast as they could put pen to paper.
Insurer magazine is dedicated to the senior executives running insurers and reinsurers in the US, and provides an insightful analysis of the US insurance industry.
To protect these interests it is essential that insurers fully inquire into all possible bases that might support the insured's claim.
The new procedure simplifies the process for entering into an excise tax closing agreement with the IRS, and broadens application to all foreign insurers and reinsurers that are resident in treaty partner jurisdictions when the treaty contains an excise tax exemption provision.