high-risk pool

high-risk pool

Health insurance A group of persons who have been denied health insurance by insurers, because of a medical Hx that may include CA, heart disease, emphysema, etc, placing them at high risk for future claims and medical costs
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Later the news also became public that the state of New Mexico would be covering "elective abortions" in its federal high-risk pool, which was already accepting enrollees.
The passage of healthcare reform creates coverage expansions, a new high-risk pool, funding for early retiree reinsurance and new requirements for managed care organizations' medical loss ratios.
More than half of respondents were not aware that prescription drug costs will be reduced in Medicare with the phase-out of the Part D "doughnut hole," and nearly two-thirds were unaware that the law creates a high-risk pool for uninsured people with a pre-existing condition.
To view Pennsylvania's high-risk pool proposal, go to www.
PA Applies to Manage High-Risk Pool for People with Pre-Existing Conditions
Expanding the state's high-risk pool to accommodate all eligible Californians and to guarantee that all individuals who want health insurance can purchase it.
The law uses the state-administered high-risk pool to cover people with the costliest medical conditions.
One element of the law uses a state-administered high-risk pool to spread coverage of the costliest medical conditions among all insurers.
However, some effects of healthcare reform, such as the establishment of the high-risk pool, and the development of medical homes will help counterbalance those declining sales.
A total of 27 states and the District of Columbia could be eligible for grants of up to $1 million each for the creation and initial operation of a qualified high-risk pool.