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Related to fire insurance: Homeowners insurance


Coverage against financial loss, such as from illness or injury, procured by contract from a company or agency that provides such protection.
[Fr., fr. enseurer, to make certain, fr. L. securus, safe, free from care]
Farlex Partner Medical Dictionary © Farlex 2012


Vox populi A contractual relationship when one party–an insurance company or underwriter, in consideration of a fixed sum–a premium, agrees to pay on behalf another–an insured, or policyholder for covered losses, up to the limits purchased, caused by designated contingencies listed in the policy. See Adoption insurance, Cancer insurance, Catastrophic health insurance, Co-insurance, Comprehensive major medical insurance, Disability insurance, Group insurance, Hospitalization insurance, Indemnity insurance, Major medical insurance, Medical expense insurance, Medicare supplement insurance, National health insurance, Nationalized health insurance, Noncancellable insurance, Personal insurance, Reinsurance, Self-insurance, Workers compensation insurance.
McGraw-Hill Concise Dictionary of Modern Medicine. © 2002 by The McGraw-Hill Companies, Inc.


A contractual arrangement whereby one party agrees to indemnify the other against financial or other specified loss during a stated period in the future.
Medical Dictionary for the Health Professions and Nursing © Farlex 2012


Coverage against financial loss procured by contract from a company that provides such protection.
Medical Dictionary for the Dental Professions © Farlex 2012

Patient discussion about insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about insurance
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References in periodicals archive ?
2) Besides, also due to being a "Consequential Loss", because of the Loss being consequent upon the Indirect Hit of the Truck with the said Electric-pole, as against a Direct Hit with the Insureds' Machinery, which, in the opinion the concerned Surveyor, would fall out of the purview of the Insurers' relative Fire Insurance Policy, despite the attachment of Impact Damage Endorsement to the same Fire Insurance Policy.
It is obligatory on the Underwriters to expressly endorse the following Wording as and when Earth-quake Risks are included by means of Endorsements on an ordinary Fire Insurance Policy: -
Thus, the consequent Loss or Damage to the Machine, proximately caused by alike Arcing of the Electric-currents, would fall out of the purview of the Underwriters' Fire Insurance Policy, as expressly declared within Electrical Clause-A of the same.
In December last year, the Financial Services Agency told 30 nolife insurers to conduct in-house investigations into cases of excess premiums collected from holders of fire insurance policies due to the inappropriate assessment of fire-resistant homes.
However, it is most important to keep in mind that any Loss or Damage or attempted Threat thereon, if committed by the Insureds' family-members, their Business-staff, Domestic Servants or any other person, who may be legally on the premises, would fall out of the purview of the Burglary and House-breaking Endorsement of the Underwriters' relative Fire Insurance Policy.
The company said it will continue checks on fire insurance premiums until May next year.
Barnes' investigations that summer led to the dissolution of six fire insurance companies and to the adoption by Comptroller James Cook of an annual statement "blank" for fire companies, which required each company to provide a detailed description of mortgaged premises, their value, and even the amount of insurance carried on the buildings.
The basic Perils of a Fire Insurance Policy pertain to Loss or Damage by Fire and Lightning which, however, are usually extended to cover certain other Perils as well.
The affected entities are Tokio Marine & Nichido Fire Insurance Co Ltd and its numerous foreign units, Tokio Marine & Nichido Life Insurance Co Ltd, and MassMutual Life Insurance Co.
The Financial Services Agency on Wednesday instructed 30 nonlife insurance firms in Japan to check for their possible collection of excess fire insurance premiums.
Built in 1928, the 29-story office property boasts such tenants as The Tribune Company, Hartford Fire Insurance, and United Way of NY.