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Related to fire insurance: Homeowners insurance


Coverage against financial loss, such as from illness or injury, procured by contract from a company or agency that provides such protection.
[Fr., fr. enseurer, to make certain, fr. L. securus, safe, free from care]


Vox populi A contractual relationship when one party–an insurance company or underwriter, in consideration of a fixed sum–a premium, agrees to pay on behalf another–an insured, or policyholder for covered losses, up to the limits purchased, caused by designated contingencies listed in the policy. See Adoption insurance, Cancer insurance, Catastrophic health insurance, Co-insurance, Comprehensive major medical insurance, Disability insurance, Group insurance, Hospitalization insurance, Indemnity insurance, Major medical insurance, Medical expense insurance, Medicare supplement insurance, National health insurance, Nationalized health insurance, Noncancellable insurance, Personal insurance, Reinsurance, Self-insurance, Workers compensation insurance.


A contractual arrangement whereby one party agrees to indemnify the other against financial or other specified loss during a stated period in the future.


Coverage against financial loss procured by contract from a company that provides such protection.


animals may be insured for loss of production, or for loss of life. Before insured animals are euthanatized or submitted to surgery or a course of medical treatment it is important that the insurer be consulted to ensure that the contract is not breached and that his or her equity in the asset is not put at unnecessary risk.

Patient discussion about insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about insurance
References in periodicals archive ?
However, the following Special Conditions are applicable to the Standard Explosion Endorsement of a Fire Insurance Policy:-
4) Loss or damage caused by the actions of any Law Enforcement Agency, while attempting to prevent or minimize the attempt of any act of the Striking or Locked-out workers shall also fall within the purview of the Fire Insurance Policy by attachment of this Endorsement to the same Policy.
by Fire or otherwise", would imply that, after the Road Vehicles or Horses or Cattles Impact, even if the subject-matter of Insurance would have been damaged by a Physical Fire consequently set thereon or any other nature of Damage, Proximately Caused by the same Impact, the resultant Loss or Damage would be deemed to have been Indemnfiable within the ambit of the Insurers' relative Fire Insurance Policy by virtue of the attachment thereto of the Impact Damage Endorsement.
Seeing the high loss rate in fire insurance policies, the Financial Supervisory Commission (FSC) has asked the Non-Life Insurance Association of the ROC, Taiwan Insurance Institute and non-life insurance firms to map out a reasonable catastrophe development model for reference when underwriting non-life insurance policies.
Until 1992, fire insurance fee money had been traditionally used to reimburse local governments for code enforcement expenses," Seward said.
The National Union Fire Insurance Company, one of its subsidiaries, is leasing approximately 120,000 s/f on three full floors and one partial, for support staff and administrative operations for several AIG companies.
Nonlife insurers fix their respective fire insurance premiums based on reference levels given by the Non-Life Insurance Rating Organization of Japan.
The Marine & Fire Insurance Association of Japan said Thursday it has increased the number of firms that chair it in rotation to five from the current three.
When an Earth-quake Clause would have been endorsed on a Fire Insurance Policy, and an Earth-quake would have taken place which would have caused Loss or Damage to the subject-matter of Insurance, the same Loss or Damage can be Claimed for an Insurance Indemnification under the Provisions of the Earth-quake Clause of the Fire-Insurance Policy.
Contract awarded for 2016 Seoul Court Complex fire insurance contract bids