The agreed value coverage option replaces the coinsurance
clause with a value agreed upon by the insured and the insurer.
PPO enrollees are not required to use the preferred providers, but are given financial incentives to do so, such as reduced coinsurance
Denote the optimal coinsurance
rate in the absence of 7 by [[Alpha].sub.0].
Depending on the specifics of the policy language, if the insured does not purchase enough insurance to meet the coinsurance
requirement, the insured may be responsible for a proportion of the claim.
After regression adjustment, the likelihood of imposing copayment penalties for all services and coinsurance
penalties for outpatient services increased significantly both in- and out-of-network (Table 5).
"We estimated that the total lifetime costs for [the Centers for Medicare & Medicaid Services], which included colorectal cancer screening, surveillance, and treatment with coinsurance
, to be $2.675 million per 1,000 sixty-five-year-olds," Ms.
This option is often used to avoid coinsurance
But it is unlikely that insurers will be game to see any cuts in the coinsurance
percentage paid by the insured.
where [[delta].sub.i] ~ i.i.d.N (0, [[sigma].sup.2.sub.[delta]]) are unobservable policyholder characteristics that may affect the coinsurance
choice systematically over time, independently of the error terms [[??].sub.it] ~ i.i.d.N (0, 1).
Department of Health and Human Services, "Collecting coinsurance
is uniquely difficult for labs because, unlike all other healthcare providers, labs typically do not have face-to-face encounters with patients.
Global Banking News-April 5, 2016--Citigroup enters into coinsurance
deal with Swiss Re