legislation that would allow individuals over the age of 30 to purchase catastrophic health insurance
plans, which is prohibited under current law.
An increase could also increase catastrophic health insurance
payments, disability insurance benefits payments, life insurance death benefit payments and benefits payments linked to health-related annuity riders.
Elaina George says the United States needs to return to a health care finance system based more on catastrophic health insurance
, traditional indemnity insurance and patients' own cash, and less on efforts by giant insurers or giant, hospital-based "health care systems," to manage care.
Some state insurance regulators want to stop asking health insurers about how they allocate surplus capital to protect against pandemic risks or other catastrophic health insurance
Catastrophic health insurance
can be an important purchase if one wishes to insure against financial insolvency.
Affordable catastrophic health insurance
plans are being offered at extremely competitive rates.
MY COLUMN TWO WEEKS ago prompted a reader to send me an e-mail asking pointed questions about my conclusion that this country needs mandatory government-run catastrophic health insurance
, which I acknowledged would be as socialistic as Medicare and Social Security.
It includes a $15,000 standard deduction for health insurance for any family covered by at least a catastrophic health insurance
policy, regardless of whether it was purchased individually or by an employer.
At the same time, we should require people to take personal responsibility for their health care coverage, to pay their own way and avoid shifting costs to their fellow citizens, and to buy at least a basic, catastrophic health insurance
It combines catastrophic health insurance
with a tax-favored savings plan.
Under a mandatory insurance scheme, all Americans would be required to purchase a basic high-deductible catastrophic health insurance
policy from a private insurance company.
The need of designing catastrophic health insurance
schemes is prevalent in countries where coverage for health care is significantly inadequate.