Ten years ago you didn't have the computer power to do
what we do, but now it's readily available and it's really cheap.
FOLEY: The advantage really relates to the business aspect of
what we do. We have a little more flexibility because we are not tied down by state regulations or the fact that we are dealing with state funds.
Part of what you're relating is the depressing fact that, partially in order for there to be mass acceptance,
what we do has to be validated...