underwriting

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underwriting

Health insurance The process of determining a person's insurability in terms of life, liability, home, and other insurance policies and whether it will accept an application for insurance. See Field underwriting, Medical malpractice underwriting.
References in periodicals archive ?
With the launch of the new Standalone Workers Comp program for Staffing Companies, Empire Underwriters can accommodate a wide range of classifications and risks including medical, clerical and "tough to write" classes as well as multi-state accounts.
She started with a large, independently owned wholesaler in the mid-2000s, moving from Underwriting Assistant to Senior Underwriter.
"Berkshire has a number of workers' compensation companies, and there was channel conflict between them," Jeffrey Silver, Applied Underwriters' general counsel, told the Wall Street Journal.
UK-based Lonham Insurance Underwriters has said that it has hired an executive from Marsh UK.
Underwriters are an insurer guard against adverse selection.
Cadence Bancorporation (NYSE: CADE) has said that the underwriters of its previously announced secondary offering have exercised their option in full to purchase 1,425,000 additional shares of Cadence Bancorporation class A common stock from Cadence Bancorp Llc.
Governments choose whether or not to use underwriters to find the investors.
[paragraph] The issue of whether mortgage underwriters are exempt or non-exempt employees is just as contentious as the status of loan officers.
Increased automation and stronger analytical capabilities are a big part of the story, especially as they liberate underwriters to spend more time on higher value activities such as account planning, solution development, agent partnering and nuanced risk assessment and decision-making.
In 2003, 72 percent of underwriters said their talent was in great to very great demand.
Employment of underwriters is expected to drop by four percent by 2018, with the steepest drop felt in the most highly commoditized lines of business that lend themselves best to automation.
Nearly all customer service representatives surveyed--98 percent--rated underwriter access as very important (71 percent) or important (27 percent).