The purpose of the paper is to present the idea of Medical Savings Accounts
and to examine the possibilities of MSAs incorporation into health care systems in European countries.
Medical savings accounts
are available to self-employed individuals or those working for an employer that had an average of 50 or fewer employees during either of the prior two years.
In addition, Mellon provides referrals to insurance carriers that offer a high-deductible health care policy compatible with the medical savings account
Litow, "Examining Medical Savings Accounts
with Guaranteed Issue, Community Rating, and Risk Pools," Milliman & Robertson, Inc.
After having been told by my primary care physician that I needed to have a couple of tests run at a hospital, I explained to him about my medical savings account
and inquired about the cost of the tests.
introduced legislation to allow employers to set up tax-preferred medical savings accounts
for their employees.
Golden Rule's medical savings account
, on the other hand, pays for the first $2,000 of medical care for those on the family plan.
These services are highly predictable and arguably should be funded through a medical savings account
The MedicarePlus Choice Medical Savings Account
, or Medicare MSA Plan, is available on a first come, first served basis.
MSAs feature high deductible health insurance, coupled with the medical savings account
to cover health care expenses not covered by insurance.
Instead of requiring government funding or employer mandates, the Heritage plan would provide universal coverage by modifying tax law, so every family receives a tax credit to help pay for insurance, for ordinary out-of-pocket expenses, or for deposit of funds into a tax-free medical savings account
, a sort of "medical IRA.
The Medicare Act created HSAs, a new savings vehicle intended to succeed the Archer Medical Savings Account