loss ratio

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loss ratio,

n the relationship between the money paid out in benefits and the amount collected in premiums.
References in periodicals archive ?
The adjusted loss ratio is the measure of direct losses incurred divided by the difference between direct premiums earned and dividends to policyholders.
In 2010, the state mandated a medical loss ratio of 65 percent in the individual market.
Claims for clinical services provided during 2011, but paid in the first quarter of 2012, will be included in the data used to compute the medical loss ratios.
Price level increases should, all else held constant, reduce loss ratios.
Norwich Union and QBE bucked the trend and recorded improvements in their loss ratios 20
It is surprising that the coefficient on the unreasonably dangerous requirement is not significant for any of the company groups, indicating that rejecting the unreasonably dangerous requirement has no adverse effect on mean loss ratios.
For example, a correlation to loss ratio will be performed using one violation, two violations, three violations, etc.
This method of analysis seemed intuitive since estimating loss ratios may be more difficult for companies with relatively small amounts of business than for those with larger amounts of business.
Five of the top 10 insurers witnessed an improvement in their loss ratios in 2007
In a competitive market, we would expect no differences in loss ratios across organizational forms (see Cummins and Harrington, 1987).
Thus, by analyzing by line and state loss ratios for individual insurers, we are not suggesting that insurer hedging strategies should focus on by line and state results, as opposed to aggregate results across multiple lines and states.