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Coverage against financial loss, such as from illness or injury, procured by contract from a company or agency that provides such protection.
[Fr., fr. enseurer, to make certain, fr. L. securus, safe, free from care]
Farlex Partner Medical Dictionary © Farlex 2012


Vox populi A contractual relationship when one party–an insurance company or underwriter, in consideration of a fixed sum–a premium, agrees to pay on behalf another–an insured, or policyholder for covered losses, up to the limits purchased, caused by designated contingencies listed in the policy. See Adoption insurance, Cancer insurance, Catastrophic health insurance, Co-insurance, Comprehensive major medical insurance, Disability insurance, Group insurance, Hospitalization insurance, Indemnity insurance, Major medical insurance, Medical expense insurance, Medicare supplement insurance, National health insurance, Nationalized health insurance, Noncancellable insurance, Personal insurance, Reinsurance, Self-insurance, Workers compensation insurance.
McGraw-Hill Concise Dictionary of Modern Medicine. © 2002 by The McGraw-Hill Companies, Inc.


A contractual arrangement whereby one party agrees to indemnify the other against financial or other specified loss during a stated period in the future.
Medical Dictionary for the Health Professions and Nursing © Farlex 2012


Coverage against financial loss procured by contract from a company that provides such protection.
Medical Dictionary for the Dental Professions © Farlex 2012

Patient discussion about insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about insurance
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References in periodicals archive ?
Passage from the Declarations through the Insuring Agreement is only the beginning of the coverage analysis.
Part three of the insuring agreement, describes the insurer's duty to defend.
Section I also contains the insuring agreements and related provisions, such as exclusions, for these coverages.
Under the Coverage A insuring agreement, the insurer agrees to pay those sums that the insured becomes legally obligated to pay as damages because of bodily injury or property damage to which the insurance applies.
The insuring agreement is the heart of the contract between the insurer and the insured.
One of the first steps in understanding crime insurance is to become familiar with the five basic components of the policy: declarations, insuring agreements, general agreements, conditions and limitations, and riders.
Answer: Since this claim is covered by a garagekeepers (GKLL) liability policy, you have to see what the insuring agreement and other clauses have to say about paying for a loss.
The question whether the policy covers the crane in the first instance turns on our interpretation of language germane to the policy's insuring agreement. ([FN4]) On this point the parties dispute whether the crane is a "temporary...
The first insuring agreement declares the insurer will pay for a loss when the insured becomes legally obligated to pay for a website publishing liability.
While many CGL claims involve "occurrences" (i.e., accidents) that cause bodily injury or property damage, keep in mind that CGL policies also cover liability for personal injury and advertising injury as set forth in the Coverage B insuring agreement. By its terms, Coverage B applies to an "offense" that occurs during the policy period and, unlike Coverage A, expressly extends to intentional torts, such as:
The preceding paragraphs comprise the insuring agreement of business liability coverage.