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Coverage against financial loss, such as from illness or injury, procured by contract from a company or agency that provides such protection.
[Fr., fr. enseurer, to make certain, fr. L. securus, safe, free from care]


Vox populi A contractual relationship when one party–an insurance company or underwriter, in consideration of a fixed sum–a premium, agrees to pay on behalf another–an insured, or policyholder for covered losses, up to the limits purchased, caused by designated contingencies listed in the policy. See Adoption insurance, Cancer insurance, Catastrophic health insurance, Co-insurance, Comprehensive major medical insurance, Disability insurance, Group insurance, Hospitalization insurance, Indemnity insurance, Major medical insurance, Medical expense insurance, Medicare supplement insurance, National health insurance, Nationalized health insurance, Noncancellable insurance, Personal insurance, Reinsurance, Self-insurance, Workers compensation insurance.


A contractual arrangement whereby one party agrees to indemnify the other against financial or other specified loss during a stated period in the future.


Coverage against financial loss procured by contract from a company that provides such protection.

Patient discussion about insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about insurance
References in periodicals archive ?
Upon closing, Tony Campisi, the current chief executive officer of Glatfelter Insurance Group, will report directly to David McElroy, the incoming chief executive officer of AIG General Insurance's Lexington business.
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The Vienna Insurance Group with its Group companies claims to be the biggest player on the Bulgarian insurance market with a 15.4 percent market share in the first half of 2011.
The issue is expected to be rated A- by Standard & Poor's, said Vienna Insurance Group.
We look forward to delivering on our promise of being the most comprehensive and integrated full service agency for our clients of all sizes, said Jeff Weiner, CEO of MDW Insurance Group.
After the reorganisation, Vienna Insurance Group will assume the name Vienna Insurance Group AG Wiener Versicherung Gruppe.
MS&AD Insurance Group Holdings Inc., which was created April 1 through the integration of management by three companies, booked a net premium income of 2.52 trillion yen by combining the three units' incomes, down 2.8 percent but surpassing Tokio Marine as the biggest premium income earner.
The six companies are: Gulf Insurance Company of Kuwait, Bahrain Kuwait Insurance Company of Bahrain, Arab Orient Insurance Company of Jordan, Arab Misr Insurance Group of Egypt, Syrian Kuwaiti Insurance Company of Syria and Fajr Al Gulf Insurance Company of Lebanon.
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Mitsui Sumitomo Marine Management, Inc., part of the Mitsui Sumitomo Insurance Group, and Morgan Stanley have renewed and expanded their long-term leases at 15 Independence Boulevard, Warren Township, N.J., announced Dennis McConnell of Cushman & Wakefield of New Jersey, Inc.
If your business needs help with such administrative functions as payroll processing, taxes, health insurance or workers' compensation, the Blue Water Insurance Group is standing by to assist you.

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