insurance

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in·sur·ance

(in-shūr'ans),
Coverage against financial loss, such as from illness or injury, procured by contract from a company or agency that provides such protection.
[Fr., fr. enseurer, to make certain, fr. L. securus, safe, free from care]

insurance

Vox populi A contractual relationship when one party–an insurance company or underwriter, in consideration of a fixed sum–a premium, agrees to pay on behalf another–an insured, or policyholder for covered losses, up to the limits purchased, caused by designated contingencies listed in the policy. See Adoption insurance, Cancer insurance, Catastrophic health insurance, Co-insurance, Comprehensive major medical insurance, Disability insurance, Group insurance, Hospitalization insurance, Indemnity insurance, Major medical insurance, Medical expense insurance, Medicare supplement insurance, National health insurance, Nationalized health insurance, Noncancellable insurance, Personal insurance, Reinsurance, Self-insurance, Workers compensation insurance.

in·sur·ance

(in-shŭr'ăns)
A contractual arrangement whereby one party agrees to indemnify the other against financial or other specified loss during a stated period in the future.

in·sur·ance

(in-shŭr'ăns)
Coverage against financial loss procured by contract from a company that provides such protection.

Patient discussion about insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?

Q. I AM WONDERING ABOUT GETTING HEALTH INSURANCE IS IT EXPENSIVE FOR A FAMILY?

A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here (http://www.ahrq.gov/consumer/insuranceqa/) you can find an official governmental guide to choosing health insurance.

More discussions about insurance
References in periodicals archive ?
Insurance companies would then compete to cover these pools.
Wright stated that the legislation would allow banks to indirectly sell insurance through insurance companies that they own.
These taxes are not generally directed at insurance companies but, rather, at insureds.
Insurance policies are issued on behalf of captives through licensed insurance companies to meet state filing requirements and financial responsibility requirements.
The SOP also covers auditors' reporting on the statutory financial statements of mutual life insurance enterprises and amends the Institute's audit and accounting guide Audits of Property and Liability Insurance Companies and industry audit guide Audits of Stock Life Insurance Companies.
I contacted several insurance companies and eventually got a quote that was well below our agent's.
Under the Quebec system settlements for bodily injuries are paid out of a government fund, while insurance companies pay for damages to the auto.
However, AB 263 also establishes very complex rules and formulas as to the amount of the dividends qualifying for the DRD; disallows for the future certain deductions for expenses paid by a corporation to an insurance company affiliate; limits the nonrecognition rules on reorganizations and transfers of assets to insurance companies; and grants the FTB authority to include a portion of an insurance company's E&P in its shareholders' income as a "deemed dividend." Due to the complexity of these rules, the new law merits careful review when dealing with an insurance company affiliate and before implementing any restructuring or transfer of assets involving such affiliate.
Neighborhood Housing Services of New York City (NHS) and the NYC Department of Housing Preservation and Development (HPD) recently acknowledged members of the banking and insurance industry at a breakfast sponsored by KeySpan Energy celebrating the affordable housing commitments of eight financial institutions and two insurance companies.
To determine a person's status, insurance companies consider whether the individual has business cards, letterhead, and invoices printed with the business name and address.
To avoid such problems, due care must be taken to evaluate life insurance companies and policies using all available information.
In 1973 when BE began listing the top black-owned banks, savings and loans and insurance companies, their assets totaled less than $2 billion.

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