health insurance

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Related to Health benefits: health insurance

health insurance

Insurance against expenses incurred through illness of the insured.

medical expense insurance

Health insurance that specifically pays medical, surgical and hospital expenses.

health insurance

Accident & health insurance, accident & sickness insurance, medical expense insurance, sickness Insurance Health financing Insurance that provides lump sum or periodic payments in case of losses occasioned by bodily injury, sickness or disease, and medical expense

health in·sur·ance

(helth in-shŭr'ăns)
A commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

health in·sur·ance

(helth in-shŭr'ăns)
In the U.S., commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

Patient discussion about health insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about health insurance
References in periodicals archive ?
Levy and colleagues write, "Although our ability to characterize subpopulations is constrained by the available information, our analysis demonstrates that incorporation of susceptibility information significantly affects demographic and geographic patterns of health benefits and enhances our understanding of individuals likely to benefit from emission controls.
Many retirees are outraged to learn that companies are acting legally when they do away with health benefits.
A contribution does not discriminate financially if the method of determining the contribution is reasonable and is designed to ensure that employees have a fair choice among health benefits plan alternatives.
Between 1979 and 1992, the proportion of prime-aged married working men with health benefits provided by their employer dropped 12 percentage points, from 89 percent to 77 percent.
Not at all: A working prototype for such a consumer-choice system has existed for 34 years: the Federal Employees Health Benefits Program.
After the text by Warshawsky, the book also presents the views of both academic and business experts on the future availability of retiree health benefits.
Other research consistently points to the health benefits of seafood.
While other counties have the option of negotiating with employee unions to limit or eliminate retiree health benefits, Janssen said a 1982 state law requires Los Angeles County to provide retiree health benefits.
Federal law would impact employers who offer health benefits and have ERISA exemptions in terms of any mandated benefit or consumer protection," said Colleen Reitan, senior vice president with Blue Cross Blue Shield of Minnesota.
In response to concerns that government contractors may be receiving underserved financial benefits by reducing retiree health benefits that were paid for under government contracts, we reviewed (1) what changes, if any, government contractors had made to their retiree health benefit plans and (2) the extent to which government agencies oversee retiree health benefit costs.
Forty-nine experts from 18 industrial and developing countries met on 6 September 2001 in Garmisch-Partenkirchen, Germany, to discuss the economic and public health impacts of air pollution particularly with respect to assessing the public health benefits from technologies and policies that reduce greenhouse gas (GHG) emissions.
But by 1995 (the guidelines are revised every five years), the evidence of alcohol's health benefits had become so strong that it could no longer be ignored.