experience rating

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experience rating

An insurance rating method which predicts a group's future medical costs based on its past experience (i.e., the actual cost of providing healthcare coverage to the group during a given period of time based on the group's claim history). With experience rating, the insurer calculates the group's insurance premium based on its own—not the overall community's—experience.
Segen's Medical Dictionary. © 2012 Farlex, Inc. All rights reserved.

experience rating

1. A projection of the cost of an insurance policy (e.g., of a malpractice insurance policy) based on the claims history of the person or party seeking to be insured.
2. A calculation of future insurance payments based on historical data.
Medical Dictionary, © 2009 Farlex and Partners
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Figure 3 shows that agreement in hospital rankings as the "best" among crowdsourced sites increased by seven to ten percentage points when compared to HC patient experience ratings based on HCAHPS surveys, rather than to overall scores.
Overall, the banking industry averaged a 73% rating in the 2018 Temkin Experience Ratings and came in fourth place out of 20 industries.
Overall, the airlines industry averaged a 66% rating in the 2018 Temkin Experience Ratings and tied for 12th place out of 20 industries.
Temkin then averaged these scores for each company's Temkin Experience Rating.
Less lost time for employers often means better experience ratings, lower premiums and can even be the difference between receiving a rebate over a surcharge.
Temkin's 2015 Customer Service Ratings list comes on the heels of its recently released experience ratings, which rank how easy customers said it is to interact with 268 different companies.
Congrats to H-E-B, Trader Joe's and Publix for taking the top spots in the fourth annual 2014 Temkin Experience Ratings, a nationwide survey evaluating 268 companies across three areas of customer experience.
A multifactorial ANOVA (Sex x Age x Place of Birth) on the summed ratings across ah 40 "depth of experience" variables yielded no significant interactions, but did yield a main effect of Place of Birth, with foreign-born students giving significantly higher depth of experience ratings (M = 199.09) than native-born students (M = 180.01); F (1, 164) = 5.01, p = .027.
*Temkin Customer Experience ratings for 2012 place the health insurance industry at the bottom in delivering customer experience
In our model, similarly to Talluri (2002), price is the only input, whereas the outputs are service, quality and experience ratings, which were analyzed in the RA.
From 2011 to 2013, the insurance industry jumped from 58.5% to 65.0% in research firm Temkin's annual "Experience Ratings," which attempt to quantify customer experience approval rates.

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