health insurance

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health insurance

Insurance against expenses incurred through illness of the insured.

medical expense insurance

Health insurance that specifically pays medical, surgical and hospital expenses.

health insurance

Accident & health insurance, accident & sickness insurance, medical expense insurance, sickness Insurance Health financing Insurance that provides lump sum or periodic payments in case of losses occasioned by bodily injury, sickness or disease, and medical expense

health in·sur·ance

(helth in-shŭr'ăns)
A commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

health in·sur·ance

(helth in-shŭr'ăns)
In the U.S., commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

Patient discussion about health insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about health insurance
References in periodicals archive ?
Proposed conversions of Blue Cross plans or other large nonprofit HMOs or insurers are now completed, pending, or about to be announced in such states as Colorado, Maine, New York, Missouri, Maryland, Georgia, Virginia, and Oregon.
In other states, such as Colorado, Maine, and New Jersey, Blue Cross plans intending to convert have first attempted to change state laws to make it easier and cheaper.
Instead of caving in to pressure from Blue Cross plans, state legislators should enact protections for their states' valuable nonprofit resources.
The Blue Cross plans, HMOs, and hospitals seeking to convert typically have highly paid, well-connected lobbyists and executives.
In the same year, the newly converted for-profit California Blue Cross plan spent only 73.
Every Blue Cross plan is a separate corporation, and it has to be separately licensed in the state," Cabe says.
Ken Melani, for his support and efforts to encourage other Blue Cross plans to develop similar programs.
In addition, the Blue Card program offers customers coverage and access to health care from participating Blue Cross plans wherever they travel in the United States.
BC Life's rating reflects its favorable capitalization as well as its crucial role as a subsidiary of four Blue Cross Plans across Canada.
In the remainder of the state, the company operates as Pennsylvania Blue Shield, working in conjunction with Blue Cross Plans located in the Harrisburg, Philadelphia and Wilkes-Barre areas.

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