We processed the pellet group data of 29 moose (7 GPS-collared, 22 uncollared) to calculate the diurnal defecation rate (number of pellet groups produced per individual in 24 h) from the accumulation periods of individual bulls, cows, and calves.
The accumulation period for pellet counts began when moose were seen or flushed, enabling data collectors to accurately time their count by locating fresh resting places, pellet groups, or tracks in the snow.
Then, income is replaced with another income stream later from certain funds, specifically designated for various timeframe accumulation periods
. Each of these earmarked funds is then later converted into an income stream.
Through using 3T3 cell line it is possible to obtain many useful information such as effects of GAR supplementation on morphology, lipogenesis related enzyme activity and fatty acid concentration and composition in adipocytes during differentiation and fatty acid accumulation periods
(He et al., 2006a, 2006b, 2009).
Old Mutual Financial Network introduced OM Income Advantage, which offers up to two 10-year accumulation periods
currently offering 4% or 6% roll-ups, the ability to restart a roll-up period, and the flexibility to stop and start income payments at any time during the withdrawal period.
The same calculation procedures were applied for ante- and post-observation ice-free wrack accumulation periods
Figure 8.2 shows the effective after-tax and after-expense rate of return for the investment in the mutual fund and the variable annuity for the assortment of accumulation periods and the various assumed pre-tax and before-expense rates of return.
The purchase of a variable annuity (see Questions and Answers below) is not taxed on income during the accumulation period. No tax will be payable until the earlier of: (a) the surrender of the contract; (b) withdrawal from the contract; or (c) the time payments under the annuity begin (annuitization).
Figure 19.2 shows the effective after-tax and after-expense rate of return for the investment in the mutual fund and the variable annuity for the assortment of accumulation periods and the various assumed pre-tax and before-expense rates of return.
Figure 19.2 shows that even if the total pre-tax and before-expense average annual compound rate of return on the investment is as great as 12%, the variable annuity becomes the better accumulation vehicle only if the accumulation period approaches 20 years.