underwriting

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underwriting

Health insurance The process of determining a person's insurability in terms of life, liability, home, and other insurance policies and whether it will accept an application for insurance. See Field underwriting, Medical malpractice underwriting.
References in periodicals archive ?
Aegon LTC underwrites about 75,000 policy applications a year.
Insurers cannot expect an applicant to answer 40 or 50 questions on an online application, so they have to ask fewer, more creative questions that will provide them with the information they need to underwrite a risk, Flynn said.
When a reinsurer underwrites a nonautomated underwriting business, it is underwriting, at least to some extent, the subjective decisions of many underwriters, albeit within a framework set by management.
Commerce Velocity's Underwriter evaluates risks based on loan application data and underwrites loans using lender-determined rules.

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