underwriting

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underwriting

Health insurance The process of determining a person's insurability in terms of life, liability, home, and other insurance policies and whether it will accept an application for insurance. See Field underwriting, Medical malpractice underwriting.
References in periodicals archive ?
Explaining why some policies will be charged a higher premium to cover a higher risk also will be a challenge for the underwriters.
The evolution of online tools is providing personal lines underwriters not only greater efficiency, but also speedier, easier access to sources of data to better assess risks.
Auto insurance underwriters pull detailed motor vehicle reports; check past tickets; review accidents, moving violations, and DUIs; and review type of occupation and how far work is from home," says Stephanie D.
Underwriters may request copies of minutes from board meetings and ask to review the audit committee charter, and with a five-year rotation of the senior auditing partner now required, underwriters typically ask about the length and scope of these relationships.
Some underwriters use independent services such as Marshall & Swift, or the Boeckh valuation systems.
Unfortunately, the waterproofing condition was a favorite of this underwriter and caused several loans not to close.
72, Letters for Underwriters and Certain Other Requesting Parties.
Nationally, Morgan Keegan was one of the largest lead underwriters this quarter, ranking eleventh in the country.
D&O underwriters are carefully following these options-related matters as they unfold and are generally attempting a balanced, yet prudent, vetting of each company's unique situation.
Feasibility Analysis: Here again the underwriter must address fundamental real estate issues such as political, economic, social and financial feasibility, zoning and ordinance compliance, permits, licenses, etc.
The team outlined the S-1 document, based on advice from the lead underwriter and its attorneys.