traditional indemnity insurance

traditional indemnity insurance

a plan covering health care under which payment is nearly automatic and oversight procedures are minimal. Often used as a synonym for fee-for-service.
See also: managed care, health maintenance organization, preauthorization.
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References in periodicals archive ?
Independent Health's comprehensive portfolio of product and service offerings include HMO, POS, PPO and EPO products, Medicare and Medicaid plans, traditional indemnity insurance, consumer-directed plans, coverage for self-funded employers, plus health savings account (HSA) and pharmacy benefit management (PBM) services.
The new system resembles traditional indemnity insurance, and the issue is no longer whether a physician is authorized to provide a service.
Strategic organizational management was critical for BCBS to transition successfully from a traditional indemnity insurance firm to a managed care environment during the past decade.
While almost all traditional indemnity insurance plans provide coverage for some prescription drugs, only about half cover any of the five contraceptive methods available by prescription--oral contraceptive pills, the intrauterine device, Depo Provera, Norplant and the diaphragm--all of them prescribed to women.
By essentially making health care free at the point of service, both traditional indemnity insurance and managed care absolved patients of their reasonable share of cost and risk, and therefore placed them in an economically riskless environment not unlike that of fee-for-service providers.
Finally, this section addresses practical matters related to health care coverage and future planning such as: traditional indemnity insurance, managed care, claim submission and denial, medical choices, living wills and durable power of attorney.
It takes the independence of traditional indemnity insurance and managed care and combines them under one policy, allowing its members to get care in or out-of-network and with or without a gatekeeper's permission.
Independent Health's comprehensive portfolio of product and service offerings includes commercial group products, Medicare and Medicaid plans, traditional indemnity insurance, consumer-directed plans, and coverage for self-funded employers.
Baptist Health South Florida contracts with BCBSF for all lines of business in South Florida, including BlueOptions, BlueChoice (PPO), BlueCare (HMO), traditional indemnity insurance, and Medicare & More.
These have been accompanied by dramatic changes in monitoring, largely in the form of an increasingly intense overlay of managed care techniques, even within traditional indemnity insurance systems.
BCBSF negotiates contracts on behalf of approximately 413,000 members in the three South Florida counties, in a wide variety of health plans including Medicare and traditional indemnity insurance.
1, 2005, also include BCBSF's BlueChoice (PPC), BlueCare (HMO) and traditional indemnity insurance plans.

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