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n a general term referring to that category of coverage that provides insurance protection (reinsurance) to an employer for a self-funded plan.
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Sponsors of self-insured plans often use stop-loss, or insurance for insurance plans, to protect themselves against catastrophic losses.
The SIPA bill could help employers with small self-insured plans get stop-loss insurance from entities other than major medical insurance providers, by blocking state efforts to apply major medical insurance rules to small stop-loss arrangements.
Several experts warn that if the medical insurer and stop-loss insurer are not on the same page, disputes over claims can be a major problem.
Some ASO carriers will allow the broker to place the stop-loss with another commercial stop-loss carrier.
In this study, we describe how we have modeled the firm decision to self-insure in the face of different stop-loss options after implementation of the ACA.
15, 2012), To better understand this shift in the marketplace, as well as the advantages of self-insurance with stop-loss protection, it is helpful to compare real-world examples of each type of insurance.
Stop-loss coverage is more important for smaller companies, Kaplan says, since the claims of a health plan that covers just 200 or 300 people tend to be more volatile than one that covers 4,000 people.
G-1 worked to establish a list of "known" stop-loss Soldiers from the prescribed period to provide an estimate for Congress and a starting point for the Army's RSLSP program.
The Stop-Loss website has the application at: http://www.
Soon after the Affordable Care Act passed, many stop-loss providers said they would offer stop-loss coverage with no lifetime maximums and high annual maximums.
4 million to compensate Airmen and members of the reserve components serving on active duty who were adversely affected by stop-loss between Sept.