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The insured; a person who is covered by the insurance policy.
References in periodicals archive ?
When each risk can be either high or low, low-general-risk policyholders purchase insurance, while high-general-risk policyholders are self-insured.
Biders such as accelerated death benefits allow terminally or chronically ill policyholders to get cash value out faster.
In some cases, however, the agreement is presented late in the negotiations for the insurance protection, leaving the prospect of the policyholder feeling like he or she has a gun to their head.
First, part of the difficulty in forming a captive is establishing a large enough critical mass of policyholders with good loss and exposure data to establish actuarial confidence in the paredictability of outcomes for claims.
With respect to claims-handling concerns, there is simply not enough experience with this type of coverage to form an opinion as to what type of problems, if any, policyholders will face when a claim is submitted.
Guptill said that Mercer's claim that a majority of its policyholders voted for its Plan is false.
On this basis, the court concluded the distributions were not deductible policyholder dividends because fundamentally they were not dividends.
If policyholders do not address this issue now they will likely face a future of restructurings and runoff operations.
State regulators took over Executive Life in April 1991 following a run by policyholders to withdraw their assets in the face of a massive decline in the value of its portfolio.
This Plan is a way to divert value from policyholders to Ambac's shareholder, turning insurance law priorities on their head and possibly jeopardizing the solvency of even the General Account, according to the Group.
And while some courts have allowed policyholders to stretch the meaning of "accident," other courts enforce the plain meaning of insurance policies and refuse to allow intentional acts that cause the intended consequences to be treated as accidents.