no-fault insurance


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no-fault insurance

An insurance scheme under which a victim is compensated for an injury without an individual or organization being assigned responsibility, regardless of the cause of the injury
References in periodicals archive ?
10) The Florida Legislature, in coming to its decision to provide no-fault insurance for Florida citizens, elected to do so to accomplish several public policy goals: 1) assure that persons injured in vehicular accidents would be directly compensated by their own insurer, even if the injured party was at fault; (11) 2) lessen court congestion and delays in court calendars by limiting the number of law suits; (12) 3) end the inequities of recovery under the traditional tort system; (13) and 4) lower automobile insurance premiums.
A hospital with an effective quality-assurance program could offer no-fault insurance to its patients for a reasonable premium, with an even lower premium for patients who agreed to forego filing a tort claim in the event of an injury.
and Joost, 1986, Giving Motorists a Choice Between Fault and No-Fault Insurance, Virginia Law Review, 72: 61-89.
This is true of Hawaii, Massachusetts, New Jersey, New York and Connecticut, which repealed its no-fault insurance last year.
During hearings on the former Liberal government's no-fault insurance plan, the NDP presented its policy as an alternative to the Liberal's plan.
According to NCCI President Kevin Ryan, "As the nation's oldest form of no-fault insurance, workers' compensation traditionally has involved a partnership in which employers agree to pay premiums, promote safety and see that employees are reimbursed for medical expenses and lost wages incurred because of their injuries or illnesses, regardless of who is at fault.
Progressive Medical, through a national network, offers cost management services and products to the workers' compensation and auto no-fault insurance industries.
This appeal requires us to determine what proof a plaintiff medical provider must advance to make a prima facie showing of entitlement to summary judgment in a no-fault insurance action.
No-Fault insurance carriers are required to provide up to $50,000 in individual reimbursements for a wide range of medical and health services for injuries incurred as a result of car accidents.
Persons killed or injured in a Michigan auto accident due to a negligent driver texting while driving, or any other form of distracted driving do have the legal right to pursue claims for personal injuries against the negligent driver as well as a claim for no-fault insurance benefits.
Insurers have placed emphasis in recent years on implementing meaningful reforms to no-fault insurance systems in several large states due to spiraling medical costs (40 percent more than in states with tort systems) and rampant fraud.
announced a $279 million no-fault insurance fraud bust, the largest single case ever charged.