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medical underwriting

   Also found in: Wikipedia 0.01 sec.
medical underwriting
Managed care The process of determining the medical needs of an individual or group before providing coverage. See Health insurance.


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These plans generally only allow coverage for six months and do not require medical underwriting.
There are some key reasons for this: * Clean tax deductions of up to 100 percent of the cost * Premium reductions for insuring as few as three people * The ability to pick and choose whom to insure with no ERISA issues and medical underwriting breaks [ILLUSTRATION OMITTED] Long-term care insurance should be an integral part of any estate plan review, although whether or not it should actually be purchased needs to be addressed on an individual basis with advisers.
He previously was vice president of individual disability, long-term care and group medical underwriting.
 
 
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