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individual retirement account

   Also found in: Dictionary/thesaurus, Legal, Financial, Acronyms, Encyclopedia, Wikipedia, Hutchinson 0.01 sec.
individual retirement account (IRA),
n a savings certificate exempt from income tax until the time of withdrawal. There are limits to the amount that can be saved annually under this plan, and there are conditions of withdrawal for maximal interest and tax advantage.


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Social Security was never intended to be an individual retirement account.
Unlike a 401(k), Individual Retirement Account holders are not restricted to any specific mutual fund manager.
Having a defined benefit plan or an individual retirement account also increases the percentage contributed.
 
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