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indemnity plan

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indemnity plan,
n 1. a plan that provides payment to the insured for the cost of dental care but makes no arrangement for providing care itself.
2. a dental plan in which a third-party payer provides payment of an amount for specific services regardless of the actual charges made by the provider. Payment may be made to enrollees or by assignment directly to dental professionals. Schedule of allowances, table of allowances, and reasonable and customary plans are examples of indemnity plans.


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nbsp;type of indemnity plan, usually applied to automobile coverage, in which those injured in an accident receive direct payment from the company with which they themselves are insured.
PPOs provide the best of both an HMO plan (managed cost) and an' indemnity plan (the freedom to go to a doctor/specialist without prior approval)," Althouse says.
PPOs provide the best of both an HMO plan (managed cost) and an indemnity plan (the freedom to go to a doctor/specialist without prior approval)," Althouse says.
 
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