high-risk pool

high-risk pool

Health insurance A group of persons who have been denied health insurance by insurers, because of a medical Hx that may include CA, heart disease, emphysema, etc, placing them at high risk for future claims and medical costs
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Further, this proposal would act to transform the existing ACA market into a high-risk pool by siphoning off consumers with lower health risks into skimpy plans.
Even if the Republican plan replaced Obamacare, and even if the infant didn't have employer-provided insurance, the treatment would still be covered, either through a traditional plan or a high-risk pool.
While the AHCA would keep in place the prohibition against denying coverage due to preexisting conditions, states could apply for waivers that will let insurance carriers charge more to new policyholders with existing medical conditions if the state participates in a high-risk pool.
A high-risk pool is a special, subsidized insurance program for people with serious, expensive-to-treat health problems.
The most straightforward policy reform involves a high-risk pool, which ideally offers decent (although not highly generous) coverage to those potential buyers who insurers in their underwriting process have identified as high risk.
The high-risk pool provides health coverage to 23,000 Texans who have struggled to find other coverage because they have pre-existing conditions.
Given the general lack of affordability of high-risk pool coverage at the individual level and the high costs of plan operation, the potential of high-risk pools as a vehicle for coverage expansion remains quite limited," the researchers said.
gov), a federal high-risk pool, provides coverage to those who have been denied coverage because of pre-existing conditions.
State Insurance Commissioner Jay Bradford confirmed to Whispers that the Arkansas Insurance Department is working with Mercy and with the Arkansas Comprehensive Health Insurance Pool to make sure that any MercyOne policyholders who can't get replacement insurance in the open market will be covered by the state high-risk pool.
4 billion to expand Medicaid health care for poor adults and $68 million for a national high-risk pool for hard-to-insure people.
These high-risk pool programs--also known as State Comprehensive Health Insurance Plans--have largely been overlooked in both popular and academic discussions and reviews of health policy and programming in the United States.