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high-risk pool

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high-risk pool
Health insurance A group of persons who have been denied health insurance by insurers, because of a medical Hx that may include CA, heart disease, emphysema, etc, placing them at high risk for future claims and medical costs


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While the HHS report said 35 states offer a high-risk pool for people who have been denied coverage in the individual insurance market or who otherwise cannot obtain health insurance, such pools generally charge significantly higher rates than policies offered to healthy individuals.
This high-risk pool is designed to act as a safety net to offer some form of insurance to these people but for a hefty premium.
Preventing Disability and Supporting Employment Historically, people in the Kansas high-risk pool transition to federal disability programs at a rate eight times that of the general population.
 
 
 
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