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first-dollar coverage

    0.02 sec.
first-dollar coverage,
an insurance plan under which the third-party payer assumes liability for covered services as soon as the first dollar of expense for such services is incurred, without requiring the insured to pay a deductible.


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Minnesota Blue's Simply Blue offers "very reasonable premiums and first-dollar coverage for preventative services and doctor office visits, and waives maternity benefits--something few individuals in the demographic need," said Laura Putnam, director of product management.
Competition also pushed companies to offer ever-more attractive policies, such as first-dollar coverage for such routine ailments as ear infections and colds, and coverage for things that are not even illnesses, such as pregnancy.
There was a bit of benefit shock for people who thought they should be getting closer to first-dollar coverage," he said.
 
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