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The life insurance sector is very competitive, and you can expect the competition in the sector to increase for one very good reason: We are looking at an enormous demographic bulge of baby boomers heading toward retirement," said Robert Hartwig, chief economist at the Insurance Information Institute.
But Doug Head, executive director of the Life insurance Settlement Association, said his organization opposes what he called "stranger-initiated" life insurance.
Life insurance products, which like regular life insurance provide tax-free money for beneficiaries upon a policyholder's death, are increasingly included in investors' financial portfolios.
The most common obstacle encountered when coordinating life insurance in an estate plan is determining whether the premium payments fit within the Crummey powers in the irrevocable mist.
Term Life Insurance--Term insurance is life insurance coverage that pays a death benefit only if the insured dies within a specified time period.
The growth in the secondary market for life insurance policies has soared over the last decade.
Due to the number of loans that pass between investors and property owners, "key person" life insurance policies are perhaps the most important in real estate.
Here are some tips from agents and the Washington-based American Council of Life Insurance to keep in mind when shopping for a life insurance policy that meets your family's needs.
Simpson's prior executive experience before joining USLIFE and the leadership he has brought to our Life Insurance Division, he is the ideal candidate to assume these expanded responsibilities.
Before the 1986 Tax Reform Act, minimum-deposit (leveraged) life insurance had been used as a way to fund the increasingly popular Supplemental Executive Retirement Plan (SERP).
Equitable Life Insurance Company of Iowa, Des Moines, Iowa, merged into Golden American Life Insurance Co.
The arrangements involve an employer's establishment of a plan and deduction of plan contributions used to purchase specially designed life insurance contracts for highly compensated employees (HCEs).

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