health insurance

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health insurance

Insurance against expenses incurred through illness of the insured.

medical expense insurance

Health insurance that specifically pays medical, surgical and hospital expenses.

health insurance

Accident & health insurance, accident & sickness insurance, medical expense insurance, sickness Insurance Health financing Insurance that provides lump sum or periodic payments in case of losses occasioned by bodily injury, sickness or disease, and medical expense

health in·sur·ance

(helth in-shŭr'ăns)
A commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

health in·sur·ance

(helth in-shŭr'ăns)
In the U.S., commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

Patient discussion about health insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?


A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here ( you can find an official governmental guide to choosing health insurance.

More discussions about health insurance
References in periodicals archive ?
Although those state laws refer only to health insurance policies offered within the particular state--aside from self-funded plans, which are regulated at the federal level in terms of benefits--they do not generally include the one percent exemption provision.
New health insurance policies will be required to cover preventive health services with no cost-sharing for the covered individual.
MSA holders buy catastrophic health insurance policies with up to $2 million in coverage at remarkably cheap prices.
Fortunately, some group health insurance policies also have special provisions that allow for continuation of health insurance for children with disabilities when they reach the maximum age for coverage as dependents.
Last August, Congress passed the Health Insurance Portability and Accountability Act (the Kassebaum-Kennedy Bill) which restricts the use of pre-existing condition exclusions in employer-sponsored group health insurance policies.
The Company serves both corporate and individual customers with a business portfolio spanning automobile, fire, marine, long-term, aviation, machinery, title, building and health insurance policies as well as annuity plans.
Unlike other Americans, the vast majority of Iowans are sheltered from the sudden need to switch health insurance policies this autumn to meet the Affordable Care Act's requirements, because the state's dominant insurer, Wellmark Blue Cross and Blue Shield, decided in June to extend current plans for individuals and small businesses until December 30, 2014.
Do I need to get different health insurance policies for each of my family members, or will one policy suffice?
The Insurance Regulatory and Development Authority ( IRDA) has sent a circular to all insurance companies saying all health insurance policy holders subscribing to health insurance policies with a cover for three years or more can surrender them within 15 days if they are not satisfied with the terms and conditions of the agreement.
LOS ANGELES, May 11 /PRNewswire/ -- A major class action settlement has been reached with Blue Cross of California, a Wellpoint subsidiary, concerning the cancellation of health insurance policies that occur after a claim for pre-authorized medical treatment.
Employers and individual consumers are confronting an increase in bogus health insurance policies, leaving many snarled in costly lawsuits and unpaid medical claims, according to a recent U.
Aetna was fourth in the individual health insurance policies market, with a 5.

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