health insurance

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health insurance

n.
Insurance against expenses incurred through illness of the insured.

medical expense insurance

Health insurance that specifically pays medical, surgical and hospital expenses.

health insurance

Accident & health insurance, accident & sickness insurance, medical expense insurance, sickness Insurance Health financing Insurance that provides lump sum or periodic payments in case of losses occasioned by bodily injury, sickness or disease, and medical expense

health in·sur·ance

(helth in-shŭr'ăns)
A commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

health in·sur·ance

(helth in-shŭr'ăns)
In the U.S., commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

Patient discussion about health insurance

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?

Q. I AM WONDERING ABOUT GETTING HEALTH INSURANCE IS IT EXPENSIVE FOR A FAMILY?

A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.

Here (http://www.ahrq.gov/consumer/insuranceqa/) you can find an official governmental guide to choosing health insurance.

More discussions about health insurance
References in periodicals archive ?
This article develops an equilibrium pricing model examining the nature of health insurance contracts by considering the relationship between information about risk type and price equilibrium, given different assumptions about individual health states, risk types, and adverse selection.
Also not covered are long-duration life and health insurance contracts, which are already covered by FASB Statements no.
Often though, those same CEOs do not make the connection to the structuring of their health insurance contracts.
Both this year's Surgeon General's report on smoking and a 2012 report by Georgetown University researchers found that tobacco cessation treatment coverage mandated by the ACA varies significantly across private health insurance contracts.
McKenzie-Willamette alleges that PeaceHealth pushed McKenzie-Willamette to the brink of financial ruin by using its dominant market power to compete unfairly for health insurance contracts.
IS KV provides the common IT platform for more than 350 German statutory health insurance companies, representing over 25% of the German statutory health insurance market, or over 19 million health insurance contracts.

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