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Cherry-Picking
(redirected from Cream Skimming)

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Cherry-Picking
(1) A popular term for the practice by insurers of selling policies to those who do not need them, then dropping those who are insured when they do need the policies
(2) A highly colloquial term for the acceptance of patients based solely on their ability to pay—i.e., with insurance or cash—while turning away the indigent or poor


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Risk Selection Risk selection is often also termed cream skimming or cherry picking.
He deprecates claims made by, among others, the Heritage Foundation, the Education Trust, KIPP Academies, Abigail and Stephan Thernstrom, and Jaime Escalante's biographers, insisting that the achievements don't amount to much or couldn't be replicated or that the schools engage in cream skimming.
To address the problems of adverse selection and cream skimming, some payers have been experimenting with various statistical approaches to "risk adjustment," with the goal being to level the proverbial "playing field.
 
 
 
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