The alternative benchmark plan carries higher co-payments
and deductibles for employees to pay, but has no premium increase, he said.
The study found that practices could increase their co-payments
for nurse consultations and/ or reduce their fees for GP consultations in order to improve the cost effectives of task substitution.
The report says that 50% or so of consumers who do not utilize health care services extensively are subject mainly to premiums and plan fees but do not often pay co-payments
and rarely must meet deductibles; on the other hand, consumers with chronic conditions and those who otherwise utilize plan services frequently pay not only premiums and plan fees but also make frequent co-payments
and often become subject to deductibles and plan coverage limits.
To offset the negative effects of having people with chronic illnesses shouldering an excessive financial burden of co-payments
, a chronic-care clinic system was developed.
Workers whose employers switch from flat co-payment
drug plans to so-called "tiered" systems are more likely to start using less expensive drugs but also to stop taking their prescriptions entirely, according to a study published in the New England Journal of Medicine.
will encourage patients to skip their medications.
ADFMs enrolled in TRICARE Prime will no longer have to make co-payments
for the care they receive from their civilian providers.
You should understand what kind of coverage you have and what the benefits are, such as choice of doctors and clinics, and drug coverage, and you should understand the costs for premiums, co-payments
, and deductibles.
President Clinton sent a strong signal in early July when he removed from his Medicare reform proposal a requirement that patients share more of the cost of their home health treatment by making co-payments
for each visit by an aide or nurse.
The court further found that BCBSO, as an ERISA fiduciary, had breached a duty not to misinform plan participants about the actual percentage of their co-payments
, by not disclosing the discounting scheme.
Prisons extract money from their inmates by charging for court costs, imposing medical co-payments
, seizing prisoners' assets, garnishing prisoners' wages, and pursuing former prisoners for the cost of their incarceration.
Some in Washington believe 'Cadillac' plans have lower deductibles and co-payments
, but high-dollar plans relate more to misery and sickness from chronic disease," said Ross, who warns that the perception of taxing "the guy covered by the rich health plan" will backlash into a "circular firing squad.