The two-stage least squares (2SLS) estimator with bank capital
as an endogenous regressor for bank lending is appropriate in the presence of omitted variables bias.
This paper assumes ex post inefficiency in order to show that soft budget constraints arise not from sunk costs but from bank capital
3) As a result, bank capital
ratios can and typically do exceed the regulatory minimum.
2003) has shown that regulatory framework has the major impact on the bank's capital determination, but they have not discussed about the role of the business cycle on bank capital
This discussion of the lending channel makes no reference to bank capital
or capital regulation.
The result was that loans -- including, I might add, loans by foreign banks -- expanded faster than the ability of the borrowers to repay" In addition, many loans went to "overextended borrowers, and the loans often were large relative to bank capital
As a wholly owned subsidiary, it will enable China Bank Capital
to do initial public offerings (IPOs) and list IPO shares in the PSE, it said.
Over the very long run, bank capital
has been decreasing, with major drops following the creation of national banks and the introduction of deposit insurance.
Considerable research, reviewed by Santos (2001), Stolz (2002), and VanHoose (2007), has been devoted to examining the effects of minimum bank capital
requirements on bank balance-sheet choices, portfolio risks, and safety and soundness.
In Japan, banks' equity holdings are substantial relative to bank capital
, but, just as in the case of U.
Community Bank Capital
Access offers support to community banks needing help in the development of plans that will receive regulatory approval
The two new units - which will make China Bank a more active participant in the capital market - will be folded into the bank's investment house China Bank Capital