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adverse selection
(redirected from Anti-Selection)

   Also found in: Financial, Wikipedia 0.01 sec.
adverse selection,
n a statistical condition within a group when there is a greater demand for dental services and/or more services necessary than the average expected for that group.

adverse selection
Managed care 1. A stance adopted by health care insurers, which fiercely compete among themselves to insure the healthiest and wealthiest segment of a particular population, and thus adversely select the population which they target for selling insurance policies. See 'Safety net' hospital 2. A health plan, whether indemnity or managed care, is selected over other plans by enrollees who are more likely to file claims and use services, causing an inequitable proportion of enrollees requiring more medical services in that plan


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Employee vouchers for Increases potential of exchange anti-selection.
Granting open enrollment when there is no material change in the benefit design may lead to anti-selection, Similarly, granting an open enrollment request on an in-force case with liberal guarantee issue terms can easily result in adverse experience.
Because a smaller percentage of employees generally participate in voluntary plans, and those employees pay a higher share of their premiums than on an employer-paid plan, the risk of anti-selection increases on a voluntary plan.
 
 
 
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