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adverse selection |
Also found in: Financial, Wikipedia | 0.01 sec. |
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adverse selection, n a statistical condition within a group when there is a greater demand for dental services and/or more services necessary than the average expected for that group. |
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? Mentioned in | ? References in periodicals archive | |
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| The premier
issue includes articles on: possible adverse selection due to greater
Medicare HMO enrollment; a game theoretical model of drug launch in
India; the trade in human organs; cross-national comparisons of human
resources for health; and, setting health care priorities. The employee, of course,
would like to be hired, and so has an incentive to appear more
diligent during the interview than he really is; this fact
complicates the employer's efforts to pick the sort of employee
who will want to work hard, a phenomenon referred to as the
adverse selection problem. ``We believe adverse selection is a significantly greater risk in
the current environment of intensifying price competition than it was
two-to-three years ago when Aetna put through higher rate increases to
restore profitability. |
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adverse selection
